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Salary loans in Kenya

Flexible personal credit built around your salary.

Support for planned expenses and unexpected needs, with clear requirements and a personal assessment process.

A Kenyan professional planning at her desk in Nairobi
Loan amountKES 5,000–500,000
Tenor1–6 months
RepaymentMonthly salary deduction, bank standing order or M-Pesa payment
What it can support

Finance for practical priorities.

  • School fees
  • Medical needs
  • Personal expenses
  • Asset acquisition
  • Debt consolidation
Who it is for

Designed with your income cycle in mind.

  • Civil servants
  • Private-sector employees
  • Teachers
  • Healthcare workers
  • Other formally employed Kenyans
Before you apply

What we may need to assess.

Requirements can vary after we understand your circumstances. Our team will confirm the exact documents privately.

  • Valid identification and KRA PIN
  • Recent payslips and proof of employment
  • Bank or M-Pesa statements where requested
  • Employer or payroll verification
  • CRB assessment and affordability review
See all loan requirements
01

No physical collateral required

02

Disbursement typically within 24–48 hours after approval

03

Repayment options aligned to monthly income

04

A real person guides you through the formal application

Plan before you apply

Build an illustrative repayment estimate.

Compare flat-rate and reducing-balance calculations. Final terms are confirmed after assessment.

Open the calculator

Ready to speak with our team?

Send your contact details and we’ll explain the next step—without asking for financial documents online.

Request a callback
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