Finance for practical priorities.
- Land preparation
- Seed and input purchase
- Fertiliser and crop care
- Transport
- Harvesting costs
Farmer loans in Kenya
Seasonal finance designed around farming cycles.
Agricultural credit for smallholder and mid-scale farmers across different crop and production activities, structured around practical farm needs and expected income.
Loan amountKES 5,000–300,000
Tenor1–6 months
RepaymentLump-sum or milestone-based repayments aligned to the assessed production and income cycle
Designed with your income cycle in mind.
- Smallholder farmers
- Mid-scale farmers
- Farmer groups
- Cooperative members
- Farmers with verifiable production
Before you apply
What we may need to assess.
Requirements can vary after we understand your circumstances. Our team will confirm the exact documents privately.
- Valid identification and farm details
- Acreage and production-stage verification
- Expected yield or sales records
- Buyer, cooperative or group information where relevant
- Field verification and affordability assessment
01
Loan sizing informed by farm needs and expected yield
02
Repayment aligned to the production cycle
03
In-kind input financing may be available
04
Local field verification supports practical assessment
